Terms of use

Effective Date: July 15, 2026

These Terms of Use govern your use of the Protection Solutions Center website. By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use this website.

1. General Website Information

The information provided on this website is for general informational purposes only. It is not intended to constitute legal, financial, tax, medical, or professional insurance advice.

Insurance products, coverage options, eligibility requirements, limits, exclusions, premiums, discounts, and availability may vary depending on the insurance carrier, applicant information, location, underwriting requirements, and other factors.

You should speak directly with a licensed insurance professional and review the applicable insurance policy, declarations, endorsements, exclusions, and other policy documents before making insurance-related decisions.

2. No Insurance Coverage or Binding Authority

Accessing this website, reviewing its content, contacting Protection Solutions Center, or submitting a website form does not create an insurance contract, guarantee eligibility, bind insurance coverage, or modify an existing insurance policy.

Insurance coverage becomes effective only after all applicable requirements have been satisfied and coverage has been confirmed by an authorized insurance carrier or representative through appropriate written documentation.

No statement on this website should be interpreted as confirmation that insurance coverage has been issued, renewed, modified, extended, or cancelled.

3. No Claims or Time-Sensitive Requests

This website and its general contact forms should not be used to report insurance claims, request immediate proof of coverage, bind or modify coverage, cancel a policy, reinstate a policy, or submit another time-sensitive insurance request.

Submitting a website form, email, voicemail, or text message does not guarantee that your request has been received, reviewed, or completed.

For claims, urgent policy matters, or time-sensitive coverage requests, please contact Protection Solutions Center directly at 951-924-1122 or contact the applicable insurance carrier using the contact information provided in your policy documents.

In the event of an immediate threat to life, health, or safety, call 911 or the appropriate emergency service.

4. Insurance Inquiries and Quote Requests

Website forms may allow you to request information, ask for assistance, or express interest in obtaining an insurance quote.

Submitting an inquiry or quote request does not guarantee that a quote will be provided, that you qualify for a particular insurance product, or that coverage has been approved or issued.

Quotes are estimates based on the information available when they are prepared and may change after verification, underwriting review, inspection, additional disclosures, or receipt of updated information.

5. Website Forms and Communications

When you submit a form through our website, you agree that Protection Solutions Center may contact you using the information you provide to respond to your inquiry or assist with requested insurance services.

Please do not submit Social Security numbers, driver’s license numbers, financial account information, payment card information, detailed medical information, policy documents, claim documents, or other highly confidential information through general website forms.

You are responsible for ensuring that the information you submit is accurate, complete, and current. Inaccurate or incomplete information may affect quotes, eligibility, underwriting decisions, coverage, premiums, claims, or other insurance services.

6. Text Messages, Phone Calls, and Emails

By submitting a website form, you agree that Protection Solutions Center may contact you by phone or email regarding your inquiry, quote request, insurance application, policy, or related services. If you separately opt in to text messages, we may also contact you by text message for these purposes.

Message frequency may vary. Message and data rates may apply. You may opt out of text messages at any time by replying STOP or UNSUBSCRIBE. You may reply HELP for assistance or contact our office at 951-924-1122.

Consent to receive marketing text messages is not a condition of purchasing an insurance product or receiving insurance agency services.

7. Website Content

We make reasonable efforts to keep website content accurate and current. However, we do not guarantee that all information on the website is complete, current, accurate, or free from errors.

Insurance products, carrier availability, coverage options, premiums, discounts, eligibility requirements, underwriting guidelines, policy terms, office hours, and services may change without notice.

Website descriptions are general summaries only and may not include all conditions, limitations, exclusions, deductibles, or requirements applicable to a particular insurance product.

In the event of a conflict between information displayed on this website and the terms of an issued insurance policy or carrier document, the applicable policy or carrier document will control.

8. No Guarantee of Quotes, Eligibility, or Coverage

Any insurance product descriptions, estimated premiums, coverage examples, savings examples, testimonials, or educational information provided on this website are for general informational purposes only.

Protection Solutions Center does not guarantee that every applicant will qualify for coverage, receive a particular premium, obtain a specific discount, achieve particular savings, or be accepted by a particular insurance carrier.

Final eligibility, premiums, coverage terms, limits, exclusions, deductibles, and policy issuance are determined by the applicable insurance carrier based on its underwriting requirements and the information provided.

9. External Links and Third-Party Services

This website may include links to third-party websites and services, including insurance carrier websites, quote or application platforms, payment services, claims services, customer portals, form processing services, map and direction services, review platforms, social media pages, and other professional or informational resources.

Third-party websites and services are provided for convenience only. Protection Solutions Center does not control and is not responsible for their content, availability, privacy practices, security, products, services, or terms.

Your use of a third-party website or service is governed by that provider’s own policies and terms.

10. Intellectual Property

The content on this website, including text, graphics, logos, images, design elements, and other materials, is owned by or licensed to Protection Solutions Center unless otherwise stated.

You may not copy, reproduce, distribute, modify, or use website content for commercial purposes without prior written permission.

11. Prohibited Use

You agree not to use this website:

  • For unlawful, fraudulent, or harmful purposes
  • To interfere with the operation or security of the website
  • To attempt unauthorized access to website systems or data
  • To submit false, misleading, offensive, or harmful information
  • To transmit malware, spam, or other harmful code

12. Privacy

Your use of this website is also governed by our Privacy Policy and Cookie Policy. These policies explain how we may collect, use, protect, and disclose information collected through the website and related communications.

13. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis. Protection Solutions Center makes no warranties or representations that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

14. Limitation of Liability

To the fullest extent permitted by law, Protection Solutions Center and its owners, officers, employees, insurance agents, representatives, affiliates, and service providers will not be liable for damages arising from or related to your use of this website, inability to use the website, reliance on website content, submission of website forms, delayed communications, or use of third-party links or services.

Nothing in these Terms of Use excludes or limits liability that cannot legally be excluded or limited under applicable law.

15. Changes to These Terms

We may update these Terms of Use from time to time. When we make changes, we will update the effective date and post the revised version on this page. Your continued use of the website after changes are posted means you accept the updated Terms of Use.

16. Governing Law

These Terms of Use are governed by the laws of the State of California, without regard to conflict of law principles.

17. Contact Information

If you have questions about these Terms of Use, please contact:

Protection Solutions Center
12268 Perris Blvd Moreno Valley, California, 92557
Phone: 951-924-1122

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